Insurance that is built for your industry can be the most useful tool in your risk management plan, if you know what to look for. When you operate a staffing agency, programs built around your unique employment model must predict the combination of liability exposure your employees bring to your business from several angles. That way, you have the coverage you need to protect yourself, your clients, and your workers. Employment practices liability Professional liability coverage that includes errors and omissions by workers on assignment Policy maximums and umbrella extensions built around your specific client industries and business volume Workers’ compensation coverage for states you operate in Crime protection All…

From the outside, the event industry may seem like an exciting place. However, the reality is not all high-energy dances and lavish gatherings. There are certain risks you should be prepared for.  In certain circumstances, your business could be liable. That is why it is important to understand a few of the risks of the live event industry. Bodily Injury Simply put, a liability for live events is people’s unpredictability. Adrenaline can be high for anyone attending your function. This is especially the case if your event is serving alcohol.  Injury can happen because of crowds stepping on each other. Perhaps one guest tripped over stairs to the restroom. These…