What Do You Get When You Buy Temporary Staffing Insurance?

Insurance that is built for your industry can be the most useful tool in your risk management plan, if you know what to look for. When you operate a staffing agency, programs built around your unique employment model must predict the combination of liability exposure your employees bring to your business from several angles. That way, you have the coverage you need to protect yourself, your clients, and your workers.

• Employment practices liability
• Professional liability coverage that includes errors and omissions by workers on assignment
• Policy maximums and umbrella extensions built around your specific client industries and business volume
• Workers’ compensation coverage for states you operate in
• Crime protection

All of these policy areas come together in comprehensive temporary staffing insurance policies, allowing you to avoid having to shop for them separately.

Additional Coverage Options

You may also need a general liability policy in addition to your temporary staffing agency policy, depending on how the program is built. Some providers offer it as part of the service, others stress your industry-specific protections while leaving the general policy open so you can shop for that coverage from a provider who specializes in it. Keep those options in mind as you shop, because the right choice often requires some cross-comparison.